The other day I withdrew $40 from what I thought was my checking account. When I pulled my card out, I realized it was my credit card. I didn't even know I could access that cash. "Oh, well," I thought. "No big deal," I thought. Well, I just checked my account and I have a $10 cash advance fee. That is 25% of what I withdrew. ON ACCIDENT! Seeing as I am Stingy McStingerson, this realization almost sent me into atrial fibrillation.